During the settlement on the same day, ICBC business email list confirmed that it should give 5,000 yuan to CCB (because CCB paid 5,000 yuan to A in advance), and the settlement was completed at this time. After that, the reserve fund set up by ICBC in the People's Bank of China would transfer the funds and transfer it to CCB 5,000 yuan. Yuan, to realize the liquidation process of funds.
3. Collection of funds
Fund collection refers to the service of collecting funds from the accounts designated by all subsidiaries of the group company to the accounts designated by the head office, also known as fund cleaning.
At the beginning of January 2013, a joint-stock commercial bank launched a new business - you can set a deposit limit for your husband's bank card, such as 1,000 yuan. From then on, as long as the funds on the husband's card exceed 1,000 yuan, the excess will not be retained. It is automatically transferred to the wife's bank card, which not only does not require monthly transfers, but also transfers for free.
4. Account Authentication
There are usually two types of account authentication. One is small-amount authentication and UnionPay authentication. The first is the role of authentication.
The role of authentication:
Verify the authenticity of the member's bound account, and verify whether the member's account name matches the account number;
Verify whether the member has the operation authority to bind the account;
Increase the industrial and commercial capital verification for corporate accounts and the verification of ID card information for personal accounts.
Small amount authentication:
The bank randomly transfers a small amount of funds to the member's bound account. After the member checks the amount of the incoming account, log in to the platform and fill in the received amount.